3 Minute Read The current Reverse mortgage product has been refined considerably since it was initially approved by the US Senate in 1983. This product is now much more transparent and borrower friendly than its predecessors. More recently, beginning in 2010 several changes were looked at as a result of the recession. In 2014 HUD […]

3 Minute Read I have been questioned recently about using cryptocurrency to purchase a home, so I began to dig and here is what I have found. Currently it is fairly simple and basically mirrors traditional mortgages. I will touch on some of the differences below. Remember, this is still a new concept so I […]

So you think that the current housing market isn’t ideal? No doubt it is easy to make that argument when comparing to years when rates were 3% or lower. But a true apples to apples look at purchasing your home vs renting may change your mind, these are up to date numbers in a real […]

REAL ESTATE MORTGAGE TRUSTS (REMTs or mREIT) More significant to real estate finance are the REMTs. Attracting millions of dollars through the sale of beneficial shares, REMTs expand their financial bases with strong credit at their commercial banks and make mortgage loans on commercial income properties. Many of these are properties constructed for the investment […]

That seems like a crazy question to ask, but a little context will clear it up. Earlier this spring I dove into gardening. How hard could it be to stick some seeds in the ground? Right?! The short answer is, it’s a hell of a lot harder than I thought. I anticipated quick results, began […]